Terms of Use
Last updated: June 26, 2026
These Terms of Use ("Terms") govern your use of the website operated by Betancourt Family Insurance Agency ("we," "us," "our"). By accessing this site or submitting a form, you agree to these Terms.
1. Eligibility
You must be at least 18 years old and a U.S. resident located in a state where we are licensed to do business to submit a form.
2. No Insurance Contract
Information on this site is for general informational purposes only and does not constitute an offer to insure, a binder, or an insurance contract. Coverage is available only through a written policy issued by an admitted insurance carrier and is subject to underwriting approval, policy terms, conditions, limitations, and exclusions.
3. TCPA Consent — Phone, Text & Email
By providing your phone number and clicking "Check My Coverage Now" (or any similar button on this site), you expressly consent to receive marketing and informational calls, text messages (SMS/MMS), and emails from Betancourt Family Insurance Agency and its agents at the number and email address you provided, including those made using an automatic telephone dialing system, prerecorded or artificial voice, and/or automated text messaging technology. You understand that consent is not a condition of purchasing any product or service. Message frequency varies. Message and data rates may apply. Reply STOP to opt out of texts; reply HELP for help. You may revoke consent at any time by emailing hello@betancourtfamilyinsurance.com.
4. Accuracy of Information
You agree to provide accurate, current, and complete information. We may rely on the information you submit for purposes of preparing quotes and contacting you.
5. Intellectual Property
All content on this site — including text, graphics, logos, and images — is the property of Betancourt Family Insurance Agency or its licensors and is protected by U.S. and international copyright laws. You may not reproduce or distribute it without our written permission.
6. Third-Party Links
Our site may link to third-party websites. We are not responsible for the content, accuracy, or practices of those sites.
7. Disclaimer of Warranties
This site is provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
8. Limitation of Liability
To the maximum extent permitted by law, Betancourt Family Insurance Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of this site.
9. Binding Arbitration & Class Action Waiver
Please read this section carefully — it affects your legal rights. Any dispute, claim, or controversy arising out of or relating to these Terms or your use of this site shall be resolved through final and binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. Arbitration shall take place in Will County, Illinois, or any other location mutually agreed upon. You and we both waive the right to a trial by jury and the right to participate in a class action, class arbitration, or other representative proceeding. Either party may bring qualifying claims in small claims court. If any portion of this section is found unenforceable, the remainder shall remain in effect.
10. Governing Law
These Terms are governed by the laws of the State of Illinois, without regard to its conflict-of-laws principles. Subject to Section 9, exclusive jurisdiction and venue lie in the state and federal courts located in Will County, Illinois.
11. Changes to These Terms
We may update these Terms from time to time. Continued use of the site after changes constitutes acceptance of the revised Terms.
12. Contact
Betancourt Family Insurance Agency
Crest Hill, IL
Email: hello@betancourtfamilyinsurance.com
Phone: (815) 588-1900
Crest Hill, IL
Email: hello@betancourtfamilyinsurance.com
Phone: (815) 588-1900